As geopolitical tensions rise following recent U.S. military actions targeting Iran’s nuclear capabilities, the Department of Homeland Security (DHS) has issued a new bulletin: “Threat Level HIGH.” The warning? Cyber retaliation is likely — and your insurance may not cover it.

The Cyber War No One’s Ready For

Federal agencies are preparing for increased attacks on small businesses, law firms, medical offices, and financial service providers. Think ransomware, infrastructure hacks, and data theft.

But here’s the critical issue:

Most traditional cyber insurance policies exclude “acts of war.”
If the attack is traced back to a hostile nation or government retaliation, your claim could be denied — leaving your systems breached, records exposed, and your business financially devastated.

What Is “War Exclusion” in Cyber Insurance?

Insurance carriers often insert “war exclusion clauses” into cyber liability policies. These exclusions typically remove coverage for incidents categorized as:

• Government-sponsored cyberattacks
• Nation-state retaliation
• Military-style cyber sabotage

With current threat levels elevated, the risk of triggering these exclusions has never been higher.

What Can Businesses Do Right Now?

At Island Insurance Group, we specialize in navigating these complex coverage gaps. We work with ethical, licensed brokers and cyber-focused carriers who offer:

✅ War-inclusive cyber policies
✅ Business continuity planning
✅ Data breach response coverage
✅ Custom coverage for law firms, clinics, and SMBs

You need more than antivirus software — you need strategic insurance protection that won’t fold under pressure.

Secure Coverage Before It’s Too Late

Whether you’re a law firm storing sensitive client data, a medical practice managing HIPAA-protected records, or a small business that can’t afford a digital shutdown — this is your wake-up call.

📞 Call us at 866‑820‑7430 Ext 201
🌐 Visit IslandInsuranceGroup.com

Don’t leave your future vulnerable. Get cyber coverage that works — even in war.