Florida Auto Insurance | Compare Standard (GEICO) & High-Risk Options
Island Insurance Group helps you compare traditional auto insurance (GEICO) and high-risk auto insurance (Bristol West & National General—an Allstate company) so you get covered fast at a price that fits.
Get Covered in Florida — Standard & High-Risk Auto Insurance Made Easy
Florida Auto Insurance — Standard & High-Risk Coverage
Serving drivers statewide: Miami • Broward • Palm Beach • Orlando • Tampa • Jacksonville
Island Insurance Group compares traditional auto (GEICO) and high-risk auto (Bristol West & National General — an Allstate company) so you get covered fast at a price that fits.
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Contact: Samuel Bennett — Licensed Insurance Agent • sam@islandinsurancegroup.com • 954-804-8144
Choose Your Path
Standard Auto (GEICO)
- Best for clean or typical driving records
- Liability, Collision, Comprehensive, UM/UIM
- Multi-policy & multi-vehicle discounts may apply
High-Risk Auto (Bristol West & National General)
- Tickets, accidents, lapses, DUI, SR-22/FR-44
- Flexible underwriting for complex histories
- Fast filings so you can drive legally
Coverage Snapshot
| Feature | Standard Auto (GEICO) | High-Risk (Bristol West & National General) |
|---|---|---|
| Eligibility | Clean/typical records, standard underwriting | Tickets, accidents, lapses, DUI, SR-22/FR-44 |
| Core Coverages | Liability, Collision, Comprehensive, UM/UIM | Liability + options for Collision, Comprehensive, UM/UIM |
| Speed to Proof | Digital ID cards, fast bind | Rapid SR-22/FR-44 filings when needed |
| Discounts | Multi-vehicle, bundling, safe driver (where eligible) | Varies by carrier & state; we’ll check all options |
What You’ll Need
- Driver’s license(s) for all drivers
- Vehicle VIN(s) and current mileage
- Current/previous policy (if any)
- Claims/tickets/DUI dates (last 3–5 years)
High-Risk Auto Insurance Estimate
Rough estimate only — final rates depend on underwriting.
FAQs
Can I switch from high-risk to standard later?
How fast can I get an SR-22/FR-44?
Do you charge broker fees?
Disclosures
Island Insurance Group is an independent insurance agency. GEICO® is a registered trademark of Government Employees Insurance Company. Allstate® is a registered trademark of Allstate Insurance Company. National General® is an Allstate company. Bristol West® is a registered trademark of Bristol West Holdings, Inc. Trademarks are the property of their respective owners. Carrier availability and eligibility vary by state and underwriting guidelines.
High-Risk Auto Insurance Estimate Calculator
