Florida’s real estate market is thriving, but with rapid development comes increased risks. From soaring insurance costs to hurricane threats and stricter regulations, property owners, builders, and investors must take proactive steps to safeguard their assets.

At Island Insurance Group, we help homeowners, developers, and business owners navigate these challenges with customized insurance solutions. Use our Online Risk Assessment Tool to evaluate your property’s vulnerabilities, or call Samuel Bennett at (954) 804-8144 for expert guidance.

Why Florida’s Real Estate Market Faces Growing Risks

Even as new developments surge across the state, investors and builders must be aware of critical challenges:

1. Rising Insurance Costs & Limited Coverage Options

Florida has one of the most expensive property insurance markets in the country, with premiums increasing by over 40% in the last year alone. Some insurers are pulling out of high-risk areas, leaving property owners scrambling for coverage.

🔹 Find out if your property is at risk—Get a Free Risk Assessment Now.

2. Hurricane & Flood Risks Are Increasing

Coastal developments are particularly vulnerable to storm surges, flooding, and hurricane damage. Many homeowners don’t realize that standard insurance policies often exclude flood damage, making additional coverage a necessity.

🔹 See if your home or business is in a flood zone—Check Your Risk Level.

3. Stricter Building Regulations & Compliance Challenges

Florida’s new building codes and insurance regulations impact everything from construction costs to liability exposure. Developers and contractors must ensure compliance to avoid fines, lawsuits, and coverage denials.

🔹 Ensure your construction project meets insurance requirements—Use Our Policy Checker.

4. Construction Defects & Liability Risks

As builders rush to meet demand, the risk of construction defects, contractor disputes, and liability claims increases. Without the right coverage, one lawsuit can derail an entire project.

🔹 Protect your business from legal risks—Assess Your Liability Coverage.

How Island Insurance Group Can Help

At Island Insurance Group, we offer tailored insurance solutions designed to protect homeowners, investors, and businesses from Florida’s evolving risks. Our coverage options include:

✅ Homeowners & Flood Insurance – Protection against hurricanes, flooding, and unexpected damages.
✅ Commercial Property Insurance – Coverage for rental properties, office buildings, and business spaces.
✅ Builder’s Risk Insurance – Protection for construction projects, materials, and liability.
✅ General Liability & Business Insurance – Keep your business safe from lawsuits and financial losses.

Know Your Risk & Get Covered Today!

Don’t wait until disaster strikes—use our Online Risk Assessment Tool today to evaluate your property’s insurance needs.

📞 Call Samuel Bennett at (954) 804-8144 for a customized insurance plan that fits your budget and risk level.

🔹 Visit IslandInsuranceGroup.com to explore your coverage options!