Affordable High-Risk Auto Insurance Across Florida 🚗🛡️

Serving Drivers in Miami, Orlando, Tampa Bay, Jacksonville, and Beyond

At Island Insurance Group, we believe every driver deserves a second chance.
If your driving record is making it hard to find affordable coverage — we’re here to help.

Wherever you are in Florida, from Broward to Palm Beach, Tallahassee to Miami, we offer high-risk auto insurance solutions that fit your life and your budget.

👉 [Get Your Free High-Risk Auto Insurance Quote]


Why Choose Island Insurance Group?

Statewide Coverage
From busy cities to quiet towns, we help high-risk drivers across all of Florida get back on the road with confidence.

Affordable Rates
We work hard to find you competitive, budget-friendly plans — even if you have a challenging driving history.

Expert Help You Can Trust
Our team knows Florida’s insurance market inside and out — and we fight to find the best policy for your situation.

Fast, Easy Process
Get your personalized quote quickly — no endless paperwork or hidden fees.


👉 [Schedule Your 30-Minute Consultation with a Specialist]
Get the advice you need — and the coverage you deserve.


What Does High-Risk Auto Insurance Cover?

Liability Coverage
Protects you against claims if you’re found at fault in an accident.

Collision Coverage
Covers damage to your car from accidents — whether in downtown Orlando or on the back roads of the Panhandle.

Comprehensive Coverage
Protects against theft, vandalism, hurricanes, and other non-accident damages.

Uninsured/Underinsured Motorist Protection
Covers you if you’re hit by a driver without enough insurance.


Are You a High-Risk Driver?

You may be considered high-risk if you have:

  • Multiple speeding tickets or moving violations
  • A DUI or reckless driving conviction
  • Lapses in insurance coverage
  • Limited driving experience or no prior insurance

Don’t worry — you still have good coverage options.

👉 [Use Our High-Risk Auto Insurance Assessment Tool Below]
(Find out exactly where you stand — free and fast.)


Why Drivers Across Florida Trust Island Insurance Group

✅ Deep roots in Florida — we understand your local driving conditions.
✅ Personalized service — real agents, real advice.
✅ Customized solutions — no “one-size-fits-all” policies here.
✅ Thousands of drivers helped — and counting.


Get Covered Today — Drive with Confidence Tomorrow 🚘

Don’t let your past define your future.
Get the protection you need — at a price you can afford.

👉 [Get Your Personalized High-Risk Auto Insurance Quote Now Below]
👉 [Schedule a Free Consultation]

📞 Call Today: 866-820-7430 Ext 201
📧 Email: [email protected]
🌐 Visit: islandinsurancegroup.com

Island Insurance Group — Helping Florida Drivers Get Back on the Road Safely.

High-Risk Auto Insurance Estimate

High-Risk Auto Insurance Estimate Calculator

Car Manufacturer*:
Car Year*:
Car Model*:
Driver Age*:
Driving History (Number of Accidents)*:
DUI Convictions:
Lapses in Coverage:
High-Performance or Sports Car:
Frequent Mileage:
ZIP Code*:
Credit Score:
High-Risk Vehicle Type:
Area Risk Factor (based on ZIP Code):
Insurance Coverage*:

This estimate provides a general guideline. For a more detailed assessment, please contact us.