By Sam Bennett | IslandInsuranceGroup.com | Call: 954-804-8144
If your company spends more than $70,000 a year on workers’ compensation insurance, there’s a 75% chance you’re owed a refund due to errors in your insurance audit. Yes, you read that right. That’s because many businesses unknowingly overpay, leaving thousands of dollars on the table every year.
At Island Insurance Group, we’ve partnered with Premium Recovery Experts to bring you a solution that puts your hard-earned money back where it belongs — in your business.
The Hidden Problem in Workers’ Comp Insurance
Most businesses assume their workers’ comp insurance is accurately calculated. After all, that’s what you pay a premium for, right? Unfortunately, the truth is far less reassuring. Errors in employee classification codes, experience rating (MOD) miscalculations, and other administrative mistakes are surprisingly common.
These errors result in overcharges that can stretch back over five years. But unless you’re an expert in forensic insurance auditing, they’re nearly impossible to detect without professional help.
Our Proven Solution: Forensic Audit Recovery
With a 100% risk-free process, Premium Recovery Experts conduct an in-depth, forensic analysis of your company’s workers’ comp insurance audits over the past five years. The goal? To uncover and recover overpayments — with no upfront costs.
If they don’t find you a refund or future premium savings, you pay nothing. That’s a win-win.
Here’s How It Works:
- Free 15-Minute Consultation
Discuss your eligibility and process — no pressure, no obligation. - Document Review (Hands-Off for You!)
They take care of the entire audit review process without disrupting your day-to-day business. - Refund and Savings Delivered
You receive your refund or savings, and they only get paid if you do.
Who Can Benefit?
You don’t need to have a history of claims to qualify. Companies from multiple industries — even those with spotless records — have discovered substantial overpayments.
Industries that frequently benefit include:
- Construction & Trades
- Manufacturing
- Distribution & Transportation
- Nonprofit Organizations
- Healthcare Providers
- Hospitality Businesses
Even companies with minimal workers’ comp claims or accurate employee classifications are finding thousands in overpayments — because these aren’t the only factors analyzed.
Real Client Success Stories
“I was skeptical at first, but when we received the refund, I understood the value. I was surprised by how little effort was required from my team.”
— R.K., Owner | Recovery: $59,450
“Your team’s effort got us a significant refund that will help support our nonprofit’s mission.”
— L.B., CFO | Recovery: $71,000
These are not isolated cases. They’re part of a growing trend of savvy businesses reclaiming money they never should’ve paid.
Beyond the Refund: Future Savings
Recovering past overpayments is just the beginning. The audit also corrects future premium calculations by identifying and addressing systemic errors — leading to ongoing savings year after year.
And yes, they can help lower your Experience Rating/MOD, which can significantly reduce your workers’ comp premiums over time.
Don’t Leave Money on the Table
You wouldn’t walk past a pile of cash on the street — don’t do it with your business finances either. If your workers’ comp premiums are over $70K annually, chances are you’re due for a refund.
And with no upfront fees and zero risk, there’s no reason not to schedule your consultation today.
🔍 Schedule Your Free Consultation Now
Click Here to Book Your 15-Minute Call
Or reach out directly:
📞 Sam Bennett
📍 IslandInsuranceGroup.com
📱 954-804-8144
✉️ [email protected]
Final Thoughts
Running a business is tough enough without the added burden of overpaying for insurance. Let our team uncover what’s rightfully yours. You’ve already paid the premium — now it’s time to get your refund.
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