🚨 Miami Law Firm Sued Over Staged Crash Scheme — What It Means for Your Insurance Rates

It sounds like something out of a movie—but it’s happening right here in Miami.

Uber has filed a federal lawsuit against a local Miami law firm and affiliated medical clinics, alleging a massive staged crash operation designed to defraud the insurance system. According to the suit, drivers were paid to pretend to be in accidents while claiming to be on Uber trips. The goal? To file fake injury claims, inflate medical treatments, and collect large insurance settlements—sometimes up to $1 million per accident.

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Who Pays the Price for These Scams?

Unfortunately, it’s honest drivers like you.

When insurance companies lose millions to fraud, they don’t just eat the cost—they pass it down. That’s why Miami-Dade drivers have seen their premiums spike over 14% since 2022, and why those labeled as ā€œhigh-riskā€ (due to a DUI, accident, or even just a lapse in coverage) often see even steeper increases.

What Is a High-Risk Driver?

High-risk drivers include those who have:

  • DUIs or DWI offenses
  • Multiple speeding or traffic violations
  • At-fault accidents
  • Lapses in insurance coverage
  • Poor credit in some cases

Even if you’re driving responsibly now, your past may still be costing you hundreds more per year.

What You Can Do About It

If you’re tired of paying more for insurance—especially because of other people’s scams—there’s good news.

At Island Insurance Group, we specialize in helping high-risk and hard-to-insure drivers across South Florida get fair, affordable coverage. We don’t judge your past. We focus on getting you the best possible rate right now.

šŸ“ž Call: 866-820-7430 Ext 201
🌐 Visit: IslandInsuranceGroup.com


Let’s Fix Your Rate

The truth is, fraud is driving up the cost of car insurance for all of us. But that doesn’t mean you have to keep overpaying.

If you’ve been hit with higher premiums—whether you’re considered high-risk or just haven’t shopped around lately—we’re here to help. We welcome the drivers others turn away.


Island Insurance Group
Real coverage. Real people. Real solutions.
šŸ“ž 866-820-7430 Ext 201
🌐 IslandInsuranceGroup.com

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