Island Insurance Group Insights

Insurance intelligence for physicians, healthcare leaders, and business owners.

Explore practical guidance about medical malpractice, patient communication, artificial intelligence, HIPAA, cyber risk, practice growth, commercial insurance, and the decisions that can protect a career or business.

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These articles address the communication, technology, business, and liability issues that increasingly affect physicians and healthcare organizations.

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Can Your Malpractice Insurer Settle Without Your Consent in Florida?
Medical Practices Insurance

Can Your Malpractice Insurer Settle Without Your Consent in Florida?

Your malpractice insurer may be able to settle a claim without your consent in Florida, depending on your policy and applicable law. Before buying or renewing coverage, ask...
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Florida Medical Malpractice Insurance Quotes: 7 Checks Before You Buy
Medical Malpractice Insurance

Florida Medical Malpractice Insurance Quotes: 7 Checks Before You Buy

To compare Florida medical malpractice insurance quotes, review the coverage terms alongside the premium: policy form, prior acts, limits, defense costs, settlement control, insured parties, and covered work....
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Florida Locum Tenens Malpractice Insurance: 7 Checks Before Your First Shift
Medical Malpractice Insurance

Florida Locum Tenens Malpractice Insurance: 7 Checks Before Your First Shift

Florida physicians accepting locum tenens or moonlighting work should verify malpractice coverage for the specific assignment before treating patients. Ask who insures you, which duties are covered, what...
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Switching Malpractice Insurance in Florida: Avoid Gaps
Medical Malpractice Insurance

Switching Malpractice Insurance in Florida: Avoid Gaps

Switching medical malpractice insurance in Florida requires coordinating your new coverage with your existing policy and protecting your prior medical work. Before canceling a claims-made policy, confirm how...
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Why Is My Medical Malpractice Insurance Quote Taking So Long? 8 Common Reasons in Florida
Medical Practices Insurance

Why Is My Medical Malpractice Insurance Quote Taking So Long? 8 Common Reasons in Florida

If your Florida medical malpractice insurance quote seems to be taking longer than expected, the delay does not necessarily mean the carrier is going to decline you. Medical...
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Switching Malpractice Insurance Carriers: What Florida Physicians Should Check Before Canceling
Medical Malpractice Insurance

Switching Malpractice Insurance Carriers: What Florida Physicians Should Check Before Canceling

Switching malpractice insurance carriers may help you find coverage that better fits your practice. Before canceling your existing policy, however, you need to understand how the change affects...
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How to Get Your Loss Runs (and Why Every Malpractice Submission Needs Them)
Medical Malpractice Insurance

How to Get Your Loss Runs (and Why Every Malpractice Submission Needs Them)

Malpractice loss runs are the insurer’s official record of your claims history, and you obtain them by sending a written request to every current and prior carrier that...
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Going Bare in Florida: The Real Risks of Practicing Without Malpractice Insurance
Medical Malpractice Insurance

Going Bare in Florida: The Real Risks of Practicing Without Malpractice Insurance

Florida law permits qualifying physicians to practice without traditional medical malpractice insurance, but doing so can leave the physician personally responsible for defending claims and satisfying judgments. Physicians...
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Your Medical Practice Was Hacked—Now the HIPAA Clock Is Ticking
Medical Practice Insurance or Cyber Liability

Your Medical Practice Was Hacked—Now the HIPAA Clock Is Ticking

The attack may be over, but the legal and regulatory response is just beginning. Your medical practice has regained access to its systems. The electronic health record is...
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A Hacker Can Hold Your Patient Records Hostage—And Your Florida Practice May Not Be Fully Covered
Medical Practice Insurance or Cyber Liability

A Hacker Can Hold Your Patient Records Hostage—And Your Florida Practice May Not Be Fully Covered

It is 7:42 on a Monday morning. The front-desk team at a Florida medical practice is preparing for the first appointments of the day when every workstation displays...
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Same Doctor, Different Price: What Florida Physicians Really Pay for Malpractice Insurance
Business Insurance

Same Doctor, Different Price: What Florida Physicians Really Pay for Malpractice Insurance

Same Doctor, Different Price: What Physicians Really Pay for Malpractice Insurance in Florida Two Florida physicians can practice the same specialty, carry the same policy limits, and still...
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How to Get Your Loss Runs (and Why Every Malpractice Submission Needs Them)
Medical Practices Insurance

How to Get Your Loss Runs (and Why Every Malpractice Submission Needs Them)

If you are shopping for medical malpractice insurance—especially after a claim, non-renewal, or premium increase—one of the first documents an underwriter will request is your loss-run report. Not...
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