Island Insurance Group works exclusively with physicians and group practices across South Florida — bringing direct access to 7 A-rated malpractice carriers with the personal attention your practice deserves. No cost. No commitment. Confidential market comparison in 48–72 hours.
Independent Specialists. Not a One-Carrier Shop.
As an independent medical malpractice specialist, Island Insurance Group represents multiple A-rated carriers — not one. That means we work for you, not for the insurance company. We find the right coverage at the right price for your specific situation, specialty, and claims history.
We monitor the Florida OIR Paid Claims Records database and carrier market changes so we can alert you proactively — before your renewal puts you in a vulnerable position. Physicians with claims history, approaching retirement, or on carriers undergoing consolidation are particularly at risk at renewal. We specialize in exactly those situations.
Access to the Best A-Rated Markets
We maintain direct relationships with 7 A-rated malpractice carriers — giving you market access and negotiating leverage most physicians never have on their own.
+ 3 additional carrier markets available based on specialty and risk profile.
Built for Every Practice Model
🩺 Individual Physicians
Personalized malpractice coverage for solo practitioners and employed physicians seeking independent market alternatives. We review your current policy and present competitive options across all major carriers.
🏢 Group Practices
Group malpractice programs for practices of all sizes — from 2-physician partnerships to large multi-site organizations. Group policies are rarely competitively quoted. We bring the market to you.
🔄 Retiring Physicians
Tail coverage is one of the most misunderstood and potentially costly decisions a retiring physician makes. We help you understand your options — free tail provisions, extended reporting endorsements, and standalone tail policies — before it’s too late.
⚠️ Physicians with Claims History
A paid malpractice settlement doesn’t have to define your insurability. We specialize in finding competitive coverage for physicians with adverse claims history — including non-standard markets most brokers can’t access.
Comprehensive Healthcare Protection
Beyond malpractice, we structure complete coverage programs for healthcare organizations across all critical lines.
Medical Professional Liability
Occurrence and claims-made policies for individual physicians and groups. $1M/$3M and $2M/$6M limits available.
Tail Coverage
Extended reporting period endorsements for retiring or transitioning physicians. Specialty-specific pricing across all major carriers.
General Liability
Premises liability and operational coverage for medical offices, clinics, and healthcare facilities across Florida.
Cyber Liability
HIPAA breach response, ransomware coverage, and data restoration for medical practices of all sizes.
Employment Practices Liability
Protection against wrongful termination, discrimination, and harassment claims from practice staff.
Management Liability
Directors and Officers coverage for physician-owned practices and healthcare organizations.
Simple. Confidential. No Obligation.
Getting a market comparison takes 15 minutes of your time. Everything else is on us.
Brief Conversation
A 15-minute call to understand your current coverage, specialty, claims history, and goals.
Dec Page Review
We review your declarations page to understand exactly what you have — limits, retro date, carrier, premium.
Market Comparison
We run your profile through our carrier relationships and return a side-by-side comparison within 48–72 hours.
Your Decision
No pressure. If your current carrier is the right answer, we’ll tell you that. Your call, your timeline.
Ready for a Fresh Set of Eyes on Your Coverage?
A confidential market comparison costs you nothing and takes 15 minutes. No obligation — ever.
North Miami Beach, FL 33160