Protecting Your Home from Miami to Palm Beach
Welcome to Island Insurance Group, your trusted partner in safeguarding your home in the vibrant communities of South Florida. Our comprehensive homeowners insurance policies are designed with you in mind, providing peace of mind against the unpredictable, from fire and theft to hurricanes and floods.
Our Homeowners Insurance Policies
HO3 – Homeowners Policy:
The Standard for Home Protection
Our HO3 policy offers all-risk coverage for your home, protecting against perils such as fire, lightning, and theft. This policy is ideal for homeowners seeking extensive coverage, including personal property and loss of use benefits.
Available through: Safe Harbor Insurance Company, US Coastal P&C Insurance Company, Orange Insurance Exchange.
HO6 – Condominium Unit Owners Policy:
Tailored Coverage for Condo Owners
In Florida, condo owners are required by law to hold an HO6 policy. It covers contents and permanently attached items, providing essential protection for your investment.
Available through: Safe Harbor Insurance Company, US Coastal P&C Insurance Company, Orange Insurance Exchange.
DP3 – Dwelling Fire Policy:
Optimal for Rentals and Secondary Homes
Designed for up to four family units, the DP3 policy allows you to tailor your coverage to include only what you need, such as attached structures and loss of rent.
Available through: Safe Harbor Insurance Company, US Coastal P&C Insurance Company, Orange Insurance Exchange.
MHO3 – Manufactured Homeowners Policy:
Comprehensive Coverage for Manufactured Homes
This policy covers your manufactured home and personal property from risks like vandalism and water damage, also including loss of use if your home is not livable.
Available through: Safe Harbor Insurance Company, US Coastal P&C Insurance Company.
MDP1 – Manufactured Dwelling Fire Policy:
Basic Form Coverage for Tenant Occupancy
The MDP1 offers specific coverage for homes under tenant occupancy, focusing on the essentials to keep your investment protected.
Available through: Safe Harbor Insurance Company, US Coastal P&C Insurance Company.
Why Choose Island Insurance Group?
At Island Insurance Group, we understand the unique needs of South Florida homeowners. Our local expertise and commitment to personalized service ensure that you receive the best protection for your home at competitive rates.
Get Your Free South Florida Home Insurance Quote Today!
Don’t wait for the unexpected to happen. Secure your peace of mind by contacting us today for a free quote. Our friendly representatives are here to help you choose the right coverage for your home.