Smart Tools For Smarter Risk Decisions
Island Risk Intelligence Platform
Choose the tool that matches the decision you’re making today.
Island Insurance Group combines licensed insurance guidance with intelligent digital tools designed to help physicians, healthcare organizations, and business owners identify risk, evaluate coverage, review contracts, improve operations, and make better-informed decisions.
Flagship risk intelligence tools
Start with the tools built around your biggest decisions.
These platforms support underwriting preparation, business-risk discovery, contract review, cyber evaluation, and receivables management.
Physician Underwriting Assessment
Prepare for a more productive medical malpractice insurance discussion by identifying underwriting factors carriers may evaluate.
- Review specialty and practice factors
- Prepare for malpractice underwriting
- Identify information carriers may request
- Request personalized follow-up
Business Risk Intelligence Advisor
Analyze operations and identify overlooked exposures before they become expensive claims or interruptions.
- Business risk scoring
- Coverage gap observations
- Operational vulnerability analysis
- Risk-management considerations
ContractRiskFinder™
Review contracts for potentially important risk, insurance, indemnity, renewal, and limitation provisions.
- Identify insurance requirements
- Review indemnity provisions
- Flag potentially unfavorable clauses
- Prepare better questions before signing
Cyber Insurance Risk Assessment
Evaluate digital exposure and review common vulnerabilities involving ransomware, privacy events, network interruption, and cyber insurance.
- Ransomware readiness
- Network-risk observations
- Privacy and data exposure
- Coverage alignment considerations
PaymentPilot
Organize receivables, prioritize overdue accounts, and create a more disciplined follow-up process for business collections.
- Identify priority accounts
- Track disputes and promises to pay
- Coordinate collection follow-ups
- Improve receivables visibility
AI insurance guidance
Meet RiskBot Pro.
Ask insurance questions, explore coverage concepts, think through risks, and receive plain-English guidance through our AI insurance resource.
Use RiskBot to explore:
Educational AI resource. ChatGPT login may be required. AI guidance is not a substitute for reviewing actual policy language with a licensed insurance professional.
Additional insurance & savings tools
More resources for everyday financial and insurance decisions.
Explore additional tools for life insurance planning, auto coverage, vehicle protection, and prescription savings.
Life Insurance Needs Calculator
Estimate potential life insurance needs based on income, debt, dependents, and future financial goals.
Estimate Life Insurance Needs →Florida Auto Insurance
Explore standard auto insurance as well as specialized options involving accidents, tickets, coverage lapses, SR-22, and FR-44 requirements.
Explore Auto Insurance →Auto Warranty Plans
Learn about vehicle service-contract options designed to help manage qualifying repair and breakdown costs.
Explore Warranty Plans →Prescription Savings
Compare available prescription discount prices at participating pharmacies. Insurance is not required.
Search Prescription Prices →Trusted industry resources
Go beyond our tools.
These independent organizations provide additional consumer, insurance, cybersecurity, and business information.
Licensed insurance guidance
Tools can identify the question. Our team can help with the decision.
Connect with Island Insurance Group for clear, practical guidance regarding medical malpractice, commercial insurance, cyber liability, or an existing coverage review.
Prescription savings resource
Search for lower prescription prices.
Enter the name of your medication to compare available prescription discount prices at participating pharmacies near you.
RxGo is a prescription discount program, not insurance. Prices and savings vary by medication, dosage, pharmacy, location, and availability. Review the displayed program terms before using a discount.
Turn intelligence into action
Better tools should lead to better decisions.
Use the platform to understand risk, then connect with our licensed insurance team when you are ready to evaluate coverage or discuss what the results mean for you.