Switching medical malpractice insurance in Florida requires coordinating your new coverage with your existing policy and protecting your prior medical work. Before canceling a claims-made policy, confirm how future claims involving earlier treatment will be covered—through accepted prior-acts coverage, an appropriate extended reporting period, or another verified arrangement. A lower premium deserves a closer look….
Switching malpractice insurance carriers may help you find coverage that better fits your practice. Before canceling your existing policy, however, you need to understand how the change affects both future patient care and services you already provided. The essential rule: confirm replacement coverage in writing and resolve protection for prior acts before your current policy…
Choosing between claims-made and occurrence malpractice insurance is not simply a matter of selecting the policy with the lowest annual premium. The two policy forms determine when coverage is triggered, what happens when you change carriers and whether you may need tail coverage after a policy ends. A policy that appears less expensive today could…
Changing Medical Malpractice Insurance Carriers: What Physicians Must Review First Changing medical malpractice insurance carriers can potentially improve pricing, coverage terms or access to a carrier that better fits your specialty. But physicians should not make the decision based on premium alone. A malpractice policy protects liability that can extend years beyond the date medical…