Island Insurance Group Insights

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Explore practical guidance about medical malpractice, patient communication, artificial intelligence, HIPAA, cyber risk, practice growth, commercial insurance, and the decisions that can protect a career or business.

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These articles address the communication, technology, business, and liability issues that increasingly affect physicians and healthcare organizations.

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Medical Malpractice Insurance for Physicians With Prior Claims: A Complete Guide
Business Insurance

Medical Malpractice Insurance for Physicians With Prior Claims: A Complete Guide

If you're a physician with a claim, a settlement, or a board action on your record, you already know the hard part: the carrier that covered you for...
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How Much Does Cyber Insurance Cost for a Medical Practice? 2026 Pricing Guide
Business Insurance

How Much Does Cyber Insurance Cost for a Medical Practice? 2026 Pricing Guide

2026 healthcare cyber pricing guide How Much Does Cyber Insurance Cost for a Medical Practice? The cheapest premium is not always the lowest-cost policy. Limits, retentions, waiting periods,...
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HIPAA Breach Response Checklist for Medical Practices: What to Do in the First 24 Hours
Business Insurance

HIPAA Breach Response Checklist for Medical Practices: What to Do in the First 24 Hours

Healthcare incident response HIPAA Breach Response Checklist for Medical Practices: What to Do in the First 24 Hours A suspicious login, stolen laptop or ransomware alert does not...
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Medical Practice Cyber Insurance: What Happens After Ransomware Shuts Down Your Office?

Medical Practice Cyber Insurance: What Happens After Ransomware Shuts Down Your Office?

Healthcare risk management Medical Practice Cyber Insurance: What Happens After Ransomware Shuts Down Your Office? When the EHR will not open, phones stop working and appointments disappear from...
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Does Medical Malpractice Insurance Cover AI Errors?
Business Insurance

Does Medical Malpractice Insurance Cover AI Errors?

Physicians are using artificial intelligence to draft clinical notes, evaluate imaging, summarize records, communicate with patients and support treatment decisions. But what happens when the technology is wrong?...
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AI Medical Scribes and Malpractice Risk: What Physicians Need to Know
Business Insurance

AI Medical Scribes and Malpractice Risk: What Physicians Need to Know

AI medical scribes promise something nearly every physician wants: less time documenting and more time treating patients. These platforms can listen to a patient encounter, generate a transcript...
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Can Doctors Be Sued for Using AI? Medical Malpractice Liability in 2026
Business Insurance

Can Doctors Be Sued for Using AI? Medical Malpractice Liability in 2026

Artificial intelligence is rapidly becoming part of everyday healthcare. Physicians may encounter AI in diagnostic imaging, clinical decision-support systems, patient-message drafting, medical-record summaries, risk scoring, remote monitoring and...
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Does Florida Require Medical Malpractice Insurance? What Physicians Need to Know
Business Insurance

Does Florida Require Medical Malpractice Insurance? What Physicians Need to Know

Does Florida require medical malpractice insurance? The accurate answer is more complicated than a simple yes or no. Florida does not require every physician to purchase the same...
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How Much Does Small Business Insurance Cost in Florida? 2026 Guide
Business Insurance

How Much Does Small Business Insurance Cost in Florida? 2026 Guide

Small business insurance in Florida can cost less than $50 per month for a low-risk company purchasing basic liability coverage—or thousands of dollars per month for a business...
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How Much Does Medical Malpractice Insurance Cost in Florida? 2026 Guide
Business Insurance

How Much Does Medical Malpractice Insurance Cost in Florida? 2026 Guide

Medical malpractice insurance in Florida can cost a physician anywhere from several thousand dollars to more than $100,000 per year. There is no meaningful statewide price that applies...
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Business Owner’s Policy vs. General Liability Insurance for South Florida Businesses
Business Insurance

Business Owner’s Policy vs. General Liability Insurance for South Florida Businesses

Should your small business purchase general liability insurance or a business owner’s policy? The answer depends on what must be protected. General liability primarily addresses certain claims made...
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How Much Medical Malpractice Insurance Do South Florida Physicians Need?
Business Insurance

How Much Medical Malpractice Insurance Do South Florida Physicians Need?

“How much medical malpractice insurance do I need?” sounds like a simple question. It is not. The appropriate limit can depend on your specialty, hospital privileges, contracts, practice...
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