Island Insurance Group Insights

Insurance intelligence for physicians, healthcare leaders, and business owners.

Explore practical guidance about medical malpractice, patient communication, artificial intelligence, HIPAA, cyber risk, practice growth, commercial insurance, and the decisions that can protect a career or business.

Featured physician insights

These articles address the communication, technology, business, and liability issues that increasingly affect physicians and healthcare organizations.

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Can You Get Medical Malpractice Insurance After a Claim?
Business Insurance

Can You Get Medical Malpractice Insurance After a Claim?

A malpractice claim can make purchasing professional liability insurance more complicated. But one of the biggest misconceptions physicians have is that a previous claim automatically makes them uninsurable....
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How Much Does Medical Malpractice Insurance Cost in Florida?
Business Insurance

How Much Does Medical Malpractice Insurance Cost in Florida?

One of the first questions physicians ask when reviewing professional liability coverage is simple: How much should medical malpractice insurance cost? Unfortunately, there is no single number that...
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What Is Hard-to-Place Medical Malpractice Insurance?
Business Insurance

What Is Hard-to-Place Medical Malpractice Insurance?

Most physicians would prefer a straightforward insurance renewal. Application submitted. Underwriting completed. Policy renewed. But not every medical malpractice risk fits comfortably within standard carrier guidelines. When a...
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Can a Physician Get Medical Malpractice Insurance After a Prior Claim?
Business Insurance

Can a Physician Get Medical Malpractice Insurance After a Prior Claim?

For many physicians, the first malpractice claim creates a second concern almost immediately: What will this do to my insurance? A prior claim can affect underwriting, premiums, carrier...
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Your Medical Malpractice Renewal Was Declined. What Happens Next?
Business Insurance

Your Medical Malpractice Renewal Was Declined. What Happens Next?

“Your renewal was declined.” For a physician who has carried professional liability insurance for years, those words can create immediate uncertainty. Can you continue practicing? Will another insurer...
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Cyber Liability for Physicians: What Happens When Patient Data Is Compromised?
Business Insurance

Cyber Liability for Physicians: What Happens When Patient Data Is Compromised?

A malpractice event often begins with a patient. A cyber event may begin with an email. One stolen password, malicious attachment, compromised vendor, or unauthorized login can create...
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Medical Malpractice Insurance: What Physicians Should Review Before a Claim Happens
Business Insurance

Medical Malpractice Insurance: What Physicians Should Review Before a Claim Happens

Many physicians look closely at their medical malpractice insurance at renewal. Others do not examine the details until a claim or potential claim develops. That can be a...
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The Physician’s Guide to Medical Malpractice, Cyber Liability, and Practice Risk
Business Insurance

The Physician’s Guide to Medical Malpractice, Cyber Liability, and Practice Risk

Physicians spend years learning how to manage clinical risk. But many of the risks that can threaten a medical practice begin outside the exam room or operating room....
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AI Can Review Your Contract in Minutes—but Here’s What It Should Actually Do
Business Insurance

AI Can Review Your Contract in Minutes—but Here’s What It Should Actually Do

Artificial intelligence can summarize a 30-page agreement. That is useful. But a good contract-risk process should answer a more important question: What in this document deserves my attention...
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Your Contract May Renew Before You Realize You Had to Cancel It
Business Insurance

Your Contract May Renew Before You Realize You Had to Cancel It

Imagine opening your calendar and discovering you are committed to another year of a service you planned to cancel. The agreement did not change. You simply missed the...
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That Business Contract Might Put Your Personal Assets on the Line
Business Insurance

That Business Contract Might Put Your Personal Assets on the Line

You created a corporation or LLC partly to separate your business from your personal life. Then you sign one document without noticing two words: Personal Guarantee. That deserves...
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Your Contract Requires Insurance. Does Your Policy Actually Match?
Business Insurance

Your Contract Requires Insurance. Does Your Policy Actually Match?

You sign a new client contract. The deal looks profitable. Then somebody asks for a certificate of insurance showing limits, endorsements, and additional insured status you never discussed....
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